Job Description Job Description
Mortgage Loan Originator
Help Members Achieve Homeownership. Build Relationships That Last.
At First Flight Federal Credit Union, we believe a mortgage is more than a loan. It's one of the biggest financial decisions our members will ever make, and we're looking for an experienced Mortgage Loan Originator who is passionate about helping members achieve their financial goals while growing lasting relationships within the communities we serve.
If you're motivated by building business, enjoy connecting with people, and take pride in delivering an exceptional member experience, we'd like to talk with you.
Why You'll Like It Here
At First Flight, you'll have the opportunity to grow your business while being supported by a collaborative team that shares a common purpose: helping members achieve financial success.
You'll find:
- A respected credit union with a strong reputation throughout Eastern and Central North Carolina.
- Competitive mortgage products designed to meet a variety of member needs.
- A collaborative lending team that works together to deliver a smooth member experience.
- Leadership that values initiative, accountability, and relationship-building.
- A culture where your contributions are recognized and your success helps drive the success of the organization.
We're looking for someone with the drive to create opportunities, the discipline to consistently develop relationships, and the professionalism to represent First Flight in the communities we serve.
What You'll Do
As a Mortgage Loan Originator, you'll build and maintain a strong pipeline of mortgage business while serving as a trusted advisor to members throughout the home financing process.
In this role, you will:
- Receive and assist in the completion of real estate loan applications, while serving as the primary point of contact for applicants during the origination process.
- Evaluate and verify income documentation, including personal and business tax returns, to make informed approval or denial decisions.
- Counsel potential home buyers and existing homeowners, while taking complete and accurate real estate loan related applications and obtaining required documentation to facilitate initial loan approval with assistance when needed.
- Follow up with prequalified applicants and on other leads in a timely and effective manner.
- Price and disclose loan applications by determining the interest rates and fees associated with a loan, based on factors such as borrower's creditworthiness, loan amount, term, and market conditions.
- Coordinate member engagement with the Real Estate Lending Processing Center within Loan Administration and assist members with real estate loan closings.
- Maintain a comprehensive knowledge of all real estate lending products, policies, procedures, and regulatory compliance.
- Educate members on available services and make referrals for other Credit Union products and services based on their needs.
What You Bring to the Table
The ideal candidate is someone who enjoys the challenge of developing business and takes ownership of their results while working as part of a high-performing team.
You bring:
- Successful mortgage loan origination experience.
- A demonstrated history of meeting or exceeding production goals.
- The ability to cultivate new relationships.
- An established network of referral partners.
- Strong knowledge of conventional mortgage products and regulatory requirements.
- Excellent communication, organization, and relationship management skills.
- A proactive approach to business development and a commitment to exceptional member service.
- The ability to manage other priorities while maintaining accuracy and compliance.
A bachelor's degree in Business, Finance, or a related field is preferred but not required. We place significant value on demonstrated success, strong relationships, and a consistent record of performance.
