Overview As VP, Head of Countrywide Auto and Home Product, you will lead the Auto and Home portfolio strategy, growth, and profitability across Direct, Agency, and emerging channels. You will align product, pricing, underwriting, data, and technology to deliver superior customer outcomes and enterprise value. You'll influence senior leadership, drive cross-functional roadmaps, and champion innovation in telematics and risk management. This high-visibility role combines strategic leadership with hands-on product execution to shape the future of Personal Insurance.
Compensation / Benefits- hybrid work schedule
- office presence 3 days/week (Tue-Thu)
- short-term and long-term incentive opportunities
- annual bonuses and on-the-spot recognition
- career development opportunities
- world-class leadership team involvement
Responsibilities- Own Auto and Home portfolio health and trade-offs across growth, retention, profitability, and customer experience
- Strengthen portfolio management by linking product, pricing, underwriting, and claims insights
- Identify emerging performance signals and mobilize timely interventions across the portfolio
- Establish distinct line strategies within a cohesive household portfolio and value proposition
- Lead Auto and Home roadmaps: coverage, pricing, segmentation, underwriting, and rate plans
- Reflect economics and risk dynamics (catastrophe, geography, repair costs, mobility) in strategies
- Collaborate with Actuarial, State Product, Underwriting, Data Science, Claims, Distribution, CX, and Compliance to improve price-to-risk and speed-to-market
- Oversee major Auto and Home investments, prioritizing data, product, and technology roadmaps
- Leverage data, analytics, AI, and automation to improve decisions and customer experiences
- Simplify shared capabilities while preserving line differentiation; measure adoption and value realization
- Use pilots and post-launch measurement to validate financial and customer value
- Develop leaders, ensure succession, and align cross-functional teams with enterprise priorities
- Provide integrated product perspective in Personal Insurance leadership discussions and decisions
Key requirements- 15+ years of P&C insurance experience with leadership in Personal Lines product, pricing, underwriting, actuarial or general management
- Executive leader with end-to-end accountability for a complex product portfolio or P&L and proven ability to drive strategy and outcomes
- Deep understanding of Personal Lines economics, pricing, underwriting, coverage, and distribution (Direct and Agency)
- Proven ability to translate customer, market, competitive, actuarial, claims, and financial insights into profitable growth
- Experience managing portfolio-level trade-offs across products with varying risk, capital, regulatory, and financial dynamics
- Ability to anticipate market trends and translate insights into product, pricing, distribution, and go-to-market strategies
- Experience leading product or business transformation, including technology-enabled delivery and value realization
- Strong data and digital fluency; experience with telematics, property intelligence, advanced pricing, or digital insurance preferred
- Proven ability to influence senior leaders, navigate complex trade-offs, and mobilize cross-functional teams
- Strong people leadership, coaching, succession planning, and organizational design
- Bachelor's degree required; advanced degree or professional designation preferred
- leadership presence
- strategic thinking
- cross-functional collaboration
- data analytics
- AI and automation
- telematics
