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Not Specified Permanent

Fairfield, Ohio · USA job

Excess & Surplus - Underwriter

The Cincinnati Insurance Companies

Fairfield, Ohio

Job description

Overview

As an excess and surplus lines underwriter in Georgia, you will assess and price complex commercial risks, partner with producers and an underwriting assistant, and manage production within a regional territory. You will mentor junior underwriters, determine reinsurance needs, and build strong relationships with agents and reinsurers. The role combines independent decision-making with cross-functional collaboration to deliver targeted loss ratios and profitable growth. This position offers growth, training, and the chance to contribute to a reputable, people-first insurer.

Compensation / Benefits
  • annual cash bonus
  • stock incentives
  • training and development
  • variety of benefits and amenities
  • meaningful career
  • diverse and inclusive team culture
Responsibilities
  • Solicit, underwrite and price new and renewal surplus lines commercial property and casualty business
  • Determine risk acceptability, pricing, coverage, terms and conditions
  • Develop, analyze and evaluate information and exposures for complex risks
  • Achieve production and loss ratio goals within assigned regional territory
  • Work independently with high level of authority and judgment
  • Determine need for and secure appropriate reinsurance on individual accounts
  • Mentor and train underwriters and underwriting assistants
  • Develop successful business relationships with producers and reinsurers
  • Research new products and coverage forms
  • Travel within assigned territory, possibly with overnight stays
Key requirements
  • Property and casualty underwriting experience
  • Proficient in Microsoft Word, Excel and Outlook
  • Strong interpersonal skills
  • Organizational and time management skills
  • Strong decision-making, analytical, and negotiating abilities
  • Ability to build positive working relationships with team members and agents
  • Skilled verbal communication to explain, negotiate and present information
  • Valid driver's license
  • Motor Vehicle Record background check required
  • Strong interpersonal skills
  • Relationship-building
  • Effective listening
  • Microsoft Word
  • Microsoft Excel
  • Microsoft Outlook

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