Overview In this role you will develop and manage profitable client relationships within the assigned segment, delivering tailored banking solutions and ensuring credit quality. You'll collaborate with cross-functional teams to meet client needs, grow portfolio revenue, and manage risk. Your work supports CNB's client-centric approach and community involvement, while actively expanding the customer base through referrals and strategic calling. You will drive relationship profitability and contribute to the bank's overall growth and stability.
Compensation / Benefits- Comprehensive healthcare coverage
- 401(k) company matching
- Tuition reimbursement and internal upskilling
- Valued Time Away (vacation, sick, volunteer)
- Fertility benefits and related health programs
- Career mobility support
Responsibilities- Identify and develop profitable relationships with prospects and clients
- Solicit referrals and cross-sell bank products and services
- Prepare relationship plans and calling schedules for clients/prospects
- Coordinate with product specialists to structure solutions
- Negotiate, document, and close loan transactions within policy
- Monitor portfolio quality, risk, and profitability; prepare management reports
- Represent the bank in community and industry activities
- Ensure credit quality standards and appropriate authority in decision-making
- Resolve client needs and cross-departmental issues
- Maintain awareness of market conditions and competitor products
Key requirements- Bachelor or equivalent in finance or related field (degree field not specified)
- Minimum 5 years of lending experience
- Minimum 5 years of credit experience
- Strong understanding of commercial credit policies and bank operations
- Proven sales and marketing abilities with cross-selling experience
- Excellent credit analysis and accounting skills
- Ability to work independently and in teams; sound decision-making authority
- Outstanding interpersonal, verbal, and written communication skills
- interpersonal skills
- communication skills (verbal and written)
- teamwork
- knowledge of commercial credit policies and underwriting standards
- credit analysis and accounting skills
- product knowledge across bank services
