Overview In this role you will lead a small team of Underwriting Portfolio Managers within the Commercial Bank, guiding portfolio management and credit underwriting while upholding regulatory standards. You will ensure high-quality underwriting and monitor portfolio performance, aligning practices with the bank's risk appetite. You will partner with risk leaders to enable timely, well-informed credit decisions. This is a hands-on leadership role with a focus on process improvements and regulatory compliance in a complex lending portfolio.
Responsibilities- Recruit, hire, and develop a team of Underwriting Portfolio Managers for underwriting and portfolio monitoring
- Ensure timely identification of credit risks with high accuracy and quality
- Communicate and enforce commercial credit underwriting policies and risk frameworks
- Provide guidance to ensure timely and accurate risk ratings for existing and new customers
- Manage a small portfolio of accounts including underwriting and monitoring
- Monitor KPIs/KRIs and regulatory expectations; support regulators and auditors
- Collaborate on group-wide process improvements and role/responsibility enhancements
- Perform other duties and projects as assigned
Key requirements- Excellent management skills
- Excellent communication skills (written and verbal)
- Strong organizational, analytical, and interpersonal abilities
- Excellent customer service skills
- Proficiency with personal computer and job-related software
- MS Word - Basic; MS Excel - Intermediate; MS PowerPoint - Basic
- Extensive knowledge of commercial lending (C&I & Capital markets) and underwriting practices
- Knowledge of commercial banking policies, procedures, and government regulations
- Travel may be required occasionally
- leadership
- clear communication
- analytical thinking
- MS Word - Basic
- MS Excel - Intermediate
- MS PowerPoint - Basic
