Overview As VP, Legal for CFS, Credit, and Venmo, you will shape legal strategy for PayPal's high-growth consumer finance and payments businesses. You'll lead a senior team of product and regulatory lawyers, advising executive leadership on strategy, product development, and regulatory matters. You'll drive agile, scalable legal support, manage outside counsel, and explore AI-enabled workflows to boost efficiency. This is a high-impact role that blends legal judgment with business acumen to enable rapid, compliant innovation at scale.
Compensation / Benefits- balanced hybrid work model
- generous paid time off
- healthcare coverage for you and family
- financial security resources
- equity or incentive compensation
- base pay plus performance bonus
Responsibilities- Lead and mentor a high-performing team of product and regulatory lawyers across CFS, Credit, and Venmo
- Serve as primary legal advisor to heads of CFS, Credit, and Venmo and align legal strategy with business goals
- Develop and implement scalable legal support models, templates, and guidelines
- Manage outside counsel and legal budget strategically
- Identify and deploy AI-based solutions to optimize workflows and accelerate reviews
- Provide timely, business-focused legal guidance on product design, strategy, and regulatory risk across product lines
- Advise on federal/state laws (EFTA/Reg. E, TILA/Reg. Z, FCRA, GLBA, UDAAP, FDCPA, ECOA, SCRA, TCPA, CAN-SPAM, money transmitter rules) and third-party policies
- Engage with federal/state regulators (CFPB, FTC, CA DFPI, NY DFS, etc.) and support regulatory exams and audits
- Collaborate with Legal, Risk, Compliance, Finance and other functions to drive growth while managing risk
- Balance legal risk with business opportunities in a fast-paced, high-growth environment
- Build executive relationships to deliver scalable, business-focused legal services
Key requirements- J.D. from an ABA-accredited law school; admitted to and in good standing with a state bar
- 15+ years of relevant legal experience, including senior leadership roles
- Deep expertise in Consumer Financial Services, consumer/credit lending, and high-scale payments platforms (e.g., Venmo)
- Comprehensive knowledge of federal and state financial services laws and regulations (EFTA/Reg. E, TILA/Reg. Z, FCRA, GLBA, UDAAP, FDCPA, ECOA, SCRA, state money transmitter regulations)
- Experience advising on product development and launches in FinTech, banking, or financial services
- Experience engaging with federal/state regulatory agencies
- Proven ability to lead and inspire diverse legal teams and communicate effectively with senior leadership
- Strong business judgment, ethics, discretion, and confidentiality
- Preferred: MBA or LLM; familiarity with card networks, ACH, app marketplace policies; data privacy laws; BNPL products; executive leadership experience in large FinTech
- Location flexibility with NY, CA, IL, DC as primary locations
- executive communication
- collaboration
- empathy
- knowledge of consumer financial services laws/regulations (EFTA/Reg. E, TILA/Reg. Z, FCRA, GLBA, UDAAP)
- BNPL and consumer credit product structures
- Venmo and payments product regulation
