Overview In this role, you will own the vision and roadmap for AI-enabled lending products, driving platform modernization and improved client outcomes. You'll lead cross-functional transformation efforts, aligning business, tech, risk, and operations to deliver scalable lending capabilities. You shape product strategy, governance, and talent to enable growth while managing regulatory and risk considerations. This is a senior, strategic opportunity to influence how AI accelerates lending decisions in a major financial institution.
Compensation / Benefits- Competitive salary
- Incentive compensation potential
- Medical, dental, vision coverage
- 401(k) and retirement benefits
- Paid time off and holidays
- Wellbeing support and recognition programs like MomentMakers
Responsibilities- Own vision, roadmap, and business outcomes for AI-enabled lending products to speed decisions and strengthen risk management
- Act as senior product owner for designated lending capabilities, aligning priorities with business strategy and stakeholder needs
- Lead development of product frameworks, strategy, governance
- Drive lending platform transformation and modernization of processes, workflows, and tools
- Align with global enterprise processes and influence related approaches
- Assess impact of AI-enabled changes on client experience, operations, controls, and regulatory obligations
- Attract and lead talent to deliver product priorities and outcomes
- Define long-term strategy for the US lending product portfolio, including innovation and investment priorities
- Partner with technology teams to ensure delivery aligns with target-state architecture
- Collaborate with operations, risk, compliance, legal, finance, and frontline partners for practical, controlled solutions
- Drive decision-making and trade-offs in a complex, matrixed environment
- Ensure products comply with policy, regulatory, and risk frameworks
- Stay informed on market trends and competitors to guide strategic direction
Key requirements- University degree in business, finance, commerce, engineering, or related field
- MBA or other advanced degree considered an asset
- Typically 10+ years in lending, product management, transformation, strategy, or related leadership roles
- Strong knowledge of lending products, underwriting, lifecycle, operations, controls, and enabling technologies
- Proven experience in product ownership, roadmaps, and strategic transformation delivery
- Cross-functional collaboration and relationship-building experience
- Familiarity with emergent AI capabilities in financial institutions
- Strategic thinking with ability to translate priorities into measurable outcomes
- Transformation leadership for cross-functional initiatives
- Strong written and oral communication skills, executive materials, and business cases
- Interpersonal effectiveness, influencing ability, and risk-aware execution
- Client-focused mindset with commercial acumen, risk mindset, and execution discipline
- 跨部門協作
- 領導力
- 溝通能力
- Emergent AI capabilities in finance
- Lending platforms and underwriting technologies
- Risk and controls in product delivery
