Overview As Regulatory Counsel at Airwallex, you will drive regulatory advice across the Americas for payments and financial services, focusing on licensing, money transmission, and cross-border product offerings. You will partner with cross-functional teams to assess requirements, develop practical guidance, and support licensing and registration efforts. With mentorship from senior lawyers, you'll own defined regulatory workstreams and deepen expertise in US payments regulation and money-transmitter licensing. This role blends legal rigor with fast-paced fintech impact, in a collaborative, global team.
Compensation / Benefits- equity
- bonus
- medical insurance
- dental insurance
- vision insurance
- 401(k) plan
Responsibilities- Provide regulatory guidance on matters across the Americas, including licenses and registrations and potential future applications
- Research and summarize regulatory developments in payments/financial services and assess business impact
- Collaborate with Product Legal, Regulatory Compliance, Risk and Financial Crime teams on questions related to money transmission, stored value, FX, remittance, and card issuing
- Support market-entry, license expansion, and regulatory mapping for new products/features
- Analyze payment flows to identify applicable licensing and regulatory requirements
- Deliver practical legal guidance and risk assessments to cross-functional stakeholders with senior oversight
- Manage external counsel and consultants, including instructions, review of advice, and cost tracking
- Assist with regulatory filings and responses in relevant jurisdictions with Regulatory Compliance and senior counsel
- Monitor regulatory developments and translate changes into actionable guidance and procedures
- Leverage AI/tools to improve efficiency of the Regulatory Legal team
- Support government-relations and policy work, including outreach to legislators and agencies
Key requirements- Qualified lawyer with 5 years of post-qualification experience
- Regulatory/financial-services or fintech experience in-house, private practice, or financial institution
- Exposure to payments, money transmission, e-money, FX, remittances, or card issuing regulatory areas
- Working understanding of US financial-services regulation with interest in state money-transmitter licensing and payment flows
- Ability to research complex regulatory questions and translate findings into clear advice
- Strong written and verbal communication, able to explain topics to non-lawyers
- Strong collaboration and stakeholder-management skills with sound judgment on escalation
- Proactive, organized, and able to manage multiple priorities in a fast-paced, global team environment
- Comfort with ambiguity and rapid learning in a fintech setting
- collaboration
- attention to detail
- curiosity
- payments regulation
- money transmission
- e-money
