Overview In this player-coach role, you independently underwrite complex FHA-insured healthcare transactions while leading and developing the FHA Underwriting Team. You'll balance hands-on underwriting with team oversight, ensuring high credit quality and timely execution across the FHA pipeline. You will partner with leadership, originators, and HUD to shape deal structure and risk management. This on-site position offers a pathway to drive process improvements and elevate client service in a regulated, mission-driven lending environment. You'll work from a KeyBank office (preferred Dallas, Cleveland, or Overland Park) and contribute to a collaborative, performance driven culture.
Responsibilities- Lead and manage the FHA Underwriting Team, distributing workload by deal complexity and capacity
- Maintain portfolio oversight and pipeline reporting to ensure timely deal status visibility
- Coach and develop Senior Underwriters and analysts through reviews, training, and feedback
- Participate in recruiting, onboarding, and performance evaluations
- Independently underwrite complex FHA-insured transactions and provide risk-based structuring guidance
- Review underwriting narratives, HUD documentation, and analyses for accuracy and compliance
- Interface with HUD, borrowers, and internal stakeholders to ensure professional client experience
- Support deal strategy, problem-solving, and proactive management to avoid surprises
Key requirements- Seven+ years underwriting FHA-insured multifamily loans with at least three years in a supervisory role
- Current LEAN-approved Underwriter status with HUD
- Deep knowledge of LEAN Guide, HUD Handbooks, and FHA underwriting fundamentals
- Experience preparing and quality-controlling HUD-required documentation
- Proficiency in financial modeling and advanced Excel analysis
- Experience interpreting third-party reports (appraisals, market studies, environmental, etc.)
- Bachelor's degree
- strong verbal and written communication
- initiative and sound judgment
- ability to work independently with minimal supervision
- FHA underwriting fundamentals
- LEAN Guide and HUD policy knowledge
- HUD underwriting documentation (narratives, firm commitments)
