A
Not Specified Permanent

Cincinnati, Ohio · USA job

Senior Production Underwriting Specialist - Excess/Umbrella

American Financial Group

Cincinnati, Ohio

Job description

Overview

As a Senior Production Underwriting Specialist, you drive risk selection, pricing, and profitability for Lead Umbrella and Excess Liability in manufacturing, contracting, retail, and distribution. You will build strong relationships with agents and carriers, interpret and market products, and apply underwriting guidelines to deliver profitable growth. This role blends independent judgment with collaborative execution, contributing to a culture that values inclusion and expert underwriting in a leading insurer. You'll work across teams to solve complex risks and shape our excess liability capabilities.

Compensation / Benefits
  • medical, dental, and vision plans starting day one
  • paid time off and holidays
  • commuter benefits
  • employee stock purchase plan
  • education reimbursement
  • paid parental leave/adoption assistance","401(k) plan with company match
Responsibilities
  • Make risk selections and pricing decisions aligned with divisional goals
  • Manage retention, growth, and profitability of book of business
  • Analyze coverage and limits to determine offered terms
  • Assess risk quality and ensure compliance with guidelines
  • Order and review rating and underwriting reports (e.g., MVRs, loss history, credit checks)
  • Build and maintain relationships with internal/external clients to retain and grow profitable business
  • Visit agents/brokers to cultivate opportunities and market products
  • Explain and market products and services; administer underwriting rules and rating manuals
Key requirements
  • Bachelor's degree or equivalent experience
  • 10+ years of casualty underwriting experience
  • 3+ years of Umbrella and Excess casualty underwriting experience preferred
  • Strong communication and negotiation skills for client relationships and markets
  • Willingness to travel 10%-50% for agent/broker visits
  • Effective communicator
  • Negotiation skills
  • Customer relationship management
  • Underwriting judgment and risk assessment
  • Pricing using company guidelines
  • Loss prevention and risk controls

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