Overview In this role you help build and operate Lead's Compliance Management System for deposits and fintech partner programs. You'll work with Compliance, Legal, Risk, and Audit to enable safe, compliant innovation, turning regulatory requirements into practical controls. You'll review policies and monitor risk indicators to support remediation and continuous improvement. This is a collaborative, fast-paced role with a clear impact on enabling responsible growth in embedded banking services.
Compensation / Benefits- Medical, Dental, Vision, Life
- 401k matching
- Paid parental leave
- Flexible vacation (PTO & holidays)
- Wellness benefits (FSA/HSA/HRA)
- Hybrid/work flexibility
Responsibilities- Collaborate with Compliance, business units, and fintech partners to implement regulatory controls
- Maintain and apply CMS knowledge to enhance Lead's CMS and partner programs
- Review policies, procedures, and marketing materials for regulatory adherence and suggest updates
- Monitor partner controls and risk indicators; identify weaknesses and propose remediation
- Support action plans and corrective actions arising from findings
- Foster strong working relationships across departments and partners
- Serve as a resource on consumer protection laws related to payments
- Demonstrate Lead Bank values and lead by example
- Perform additional duties as assigned
Key requirements- 1-3 years banking experience
- CMS elements knowledge (policies, escalation, complaint handling, trend analysis, exam/audit management)
- Understanding of federal/state laws and guidance (UDAAP, FTC Guidelines, Reg E, Reg CC, Nacha, Visa/Mastercard rules)
- Excellent written and verbal communication
- Ability to make quick, sound judgments
- Ability to work independently with minimal supervision
- Eagerness to learn and grow; growth mindset
- Collaborative, self-driven, and adaptable in a high-autonomy environment
- Team-oriented with strong collaboration with fintech partners
- excellent written and verbal communication
- growth mindset
- collaborative
- Compliance Management System (CMS) knowledge
- regulatory and consumer protection knowledge (payments)
- risk monitoring and issue remediation
