Overview In this fully remote role, you will provide legal guidance for lending initiatives that connect financial institutions and fintech partners. You will support consumer and commercial credit offerings across the product lifecycle, working with product, compliance, risk, and operations. You will interpret lending laws and regulatory expectations and translate them into practical guidance for business teams, helping build compliant lending solutions. A key aspect is advising on complex regulatory matters to enable responsible, scalable lending programs.
Responsibilities- Advise internal stakeholders on the legal framework for consumer and commercial lending programs involving bank and fintech collaboration.
- Draft, review, and negotiate a broad range of lending, vendor, and strategic partnership agreements.
- Provide legal support through the full product lifecycle from concept to servicing and enhancements.
- Interpret lending laws and regulatory expectations and translate them into practical guidance for business teams.
- Collaborate with compliance, risk, operations, and product leaders to identify legal issues and develop workable solutions aligned with business goals.
- Review customer-facing materials, disclosures, and program documentation for accuracy and regulatory alignment.
- Monitor evolving legal and regulatory developments affecting fintech, banking, and sponsored lending structures.
- Contribute legal insight to cross-functional discussions on new initiatives and operational processes.
Key requirements- collaboration and cross-functional teamwork
- ability to translate complex regulations into practical guidance
- clear and proactive communication
- lending regulatory compliance (fintech/banking)
- contract drafting and negotiation
- interpreting and applying lending laws
