J
Not Specified Permanent

Irvine, California · USA job

Senior Credit Originator - Real Estate Banking - Executive Director

JP Morgan Chase

Irvine, California

Job description

Overview

In this role, you will manage the end-to-end loan origination process for commercial real estate clients, applying deep CRE credit knowledge and regulatory awareness. You will partner with Client Executives to shape client strategies, structure complex loans, and drive timely risk-aware lending decisions. You'll coordinate with Underwriters and senior management to secure approvals and guide clients through closing, with a focus on delivering quality real estate financing across asset types. This is an opportunity to influence credit strategies within a leading global bank and contribute to impactful real estate investments.

Compensation / Benefits
  • competitive total rewards package
  • base salary
  • incentive compensation
  • comprehensive health care
  • retirement savings plan
  • backup childcare
Responsibilities
  • Evaluate new loan opportunities and drive new business by assessing transaction strengths and risks
  • Structure complex loans and coordinate the credit approval process with Underwriters, Client Executives, and Credit Executives
  • Present loan recommendations to senior management with clear justification
  • Review underwriting materials, memorandums, and risk ratings; prepare term sheets and negotiate loan documentation
  • Coordinate real estate closing, including due diligence review
  • Ensure compliance with underwriting standards, approval requirements, and policies for originations
  • Mentor and develop junior staff where applicable
Key requirements
  • 10+ years in commercial banking or lending, with extensive credit, structuring, closing, and loan documentation experience
  • Experience in Commercial Real Estate Credit
  • Strong communication, diplomacy, and client relationship skills
  • Accounting and finance knowledge with solid real estate fundamentals
  • Strong analytical and business writing abilities; proficient in Word, Excel, and PowerPoint
  • BA/BBA
  • ability to manage dynamic credit situations and lead teams
  • relationship-building
  • clear communication
  • diplomacy
  • Commercial Real Estate Credit
  • Loan structuring
  • Credit approval process

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