Overview In this role you support the Asset Based Lending (ABL) team by underwriting, structuring, and closing loans secured by working capital assets. You will work with clients to deliver tailored credit solutions while managing risk and ensuring compliance. You'll review field exams, prepare loan packages, and participate in new business development in a client focused, collaborative environment. This role offers impact across underwriting, documentation, and customer relationships in a growth oriented bank setting.
Compensation / Benefits- Medical, Dental and Vision Insurance - START DAY ONE
- Life and Disability Insurance
- Paid Parental Leave and Adoption Assistance
- HSA, FSA and dependent care accounts
- Paid Training, PTO and holidays
- 401(k) plan with company match, Profit Sharing
Responsibilities- Support structuring, underwriting, and closing of ABL loans
- Review and analyze field exams and financial data
- Pre-screen new business for appropriateness and structure, provide key opinions
- Prepare credit packages and underwriting memos for approval
- Ensure loan documentation, borrowing-base calculations, and onboarding of new customers
- Monitor compliance with financial covenants and manage troubled loans and workouts
- Develop and maintain client relationships to drive satisfaction and grow business
- Produce credit analysis and financial projections aligned with credit policy
- Oversee production and quality of work by contractors and support departmental projects
Key requirements- 4+ years in asset-based lending, underwriting, loan structuring, credit, or related fields
- Strong knowledge of accounting and finance
- Experience with commercial/corporate loan structures and covenants
- Ability to support client relationship expansion
- Solid problem resolution, written and verbal communication skills
- Solid interpersonal skills and client-facing ability
- Proficiency with word processing, spreadsheets, and financial modeling
- Bachelor's degree in accounting, finance, banking, or related field
- Familiarity with loan processing and closing processes
- customer-focused
- strong interpersonal skills
- effective communication (verbal and written)
- financial modeling
- credit analysis
- loan underwriting
