W
Not Specified Permanent

Des Moines, Iowa · USA job

Lead Equipment Finance Underwriter

Wells Fargo

Des Moines, Iowa

Job description

Overview

In this role you drive complex underwriting initiatives for larger equipment finance requests within the Commercial Vehicle Group. You will collaborate with peers and managers to structure, approve, and monitor deals, while maintaining risk ratings and ensuring compliance. The position combines hands-on analysis with leadership of less experienced staff and portfolio reviews, contributing to a risk-aware, growth-focused equipment financing platform. You will work in a hybrid environment with cross-functional teams and a focus on impactful, value-driven decisions.

Compensation / Benefits
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Parental leave
  • commuter benefits
Responsibilities
  • Lead complex initiatives researching financial and credit information for underwriting larger and more complex commercial or business loan and lease requests
  • Assist in structuring and approval of loans or leases within delegated authority and recommend transactions exceeding credit authority
  • Review and research financial and credit information for larger and complex loans and lease requests requiring in-depth evaluation
  • Make decisions in complex situations requiring understanding of underwriting policies, procedures, and compliance
  • Collaborate with peers, colleagues, and managers to achieve business objectives
  • Mentor or review analysis of less experienced individuals
  • Maintain risk ratings and other relevant data in systems of record
  • Perform periodic reviews on assigned portfolio credits
Key requirements
  • 5+ years of Equipment Finance Underwriting experience
  • 5+ years' experience underwriting commercial transactions
  • Experience in bus/shuttle/motorcoach sectors
  • Experience with transactions around $3MM
  • Experience with Siebel
  • Strong cash flow analysis skills
  • Financial analysis experience
  • Proficient with Microsoft Office suite (Word, Excel, PowerPoint)
  • Collaboration
  • Mentorship
  • Analytical mindset
  • Siebel
  • Cash flow analysis
  • Financial analysis

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