Overview In this role you drive portfolio risk management for CRE by underwriting new originations and exposures, guiding credit structure and risk ratings. You'll work with Credit, Loan Administration, and other teams to ensure consistent, high-quality credit documentation and streamlined processes. You'll specialize in data center credit opportunities and oversee deal support, construction monitoring, and portfolio monitoring to identify risks and mitigants. You'll collaborate across origination, risk, and advisers to support decision-making and risk discussions, contributing to the bank's client-centered growth and risk discipline.
Compensation / Benefits- Healthcare (medical, dental, vision)
- Life insurance
- Disability insurance
- 401(k) retirement plan
- Paid vacation
- Parental leave
Responsibilities- Underwrite new originations and portfolio exposures across CRE asset classes, including data centers
- Analyze borrower financials, cash flows, collateral, sponsor strength, covenants, and market conditions
- Prepare clear credit analyses and supporting documentation for approvals
- Support deal origination and existing transactions (refinancings, construction projects) with budget monitoring and draw reviews
- Assist with annual credit reviews for multi-property clients
- Collaborate with Credit Approvers and risk partners during underwriting and portfolio management
- Maintain quarterly trend analyses, covenant testing, and risk monitoring reports
- Identify emerging risks and communicate mitigants at transaction and portfolio levels
- Participate in client meetings to support risk discussions and underwriting
- Prepare and negotiate term sheets where applicable
Key requirements- Bachelor's degree in finance, accounting, economics, real estate, engineering, or related field; 7+ years CRE underwriting/credit analysis experience
- Strong verbal and written communication
- Collaborative mindset across origination, portfolio management, risk, and technical advisors
- Ability to work independently with accountability
- Advanced Microsoft Excel (cash flow modeling and scenario analysis)
- CRE/portfolio credit analysis
- Credit memorandum drafting
