Overview In this role you help manage client relationships and credit products, partnering across relationship management, sales/trading, treasury, operations and risk. You lead credit decisions, structuring loans and negotiating terms with clients and legal partners, while ensuring regulatory and policy compliance. You will mentor teammates, potentially manage a team, and act as an escalation point for complex transactions. This position supports responsible growth by delivering high-quality credit solutions that balance client needs with risk and asset quality. You will work with cross-functional teams to drive funded loan growth and profitability.
Compensation / Benefits- benefits eligible
- discretionary incentive plan
- annual discretionary award
- paid time off
Responsibilities- Partner with relationship management and product teams to assess client credit needs and design solutions
- Lead loan structuring discussions and negotiate loan documentation with clients and legal partners
- Drive credit approval processes for new originations, renewals, increases, and modifications
- Oversee ongoing portfolio monitoring in line with regulations, policies, and procedures
- Promote funded loan growth and revenue while maintaining asset quality and regulatory compliance
- Serve as escalation point for complex credit transactions
- Mentor associates and supervise junior teammates
- Assess creditworthiness using due diligence, financial analysis, industry risk, and relationship profitability to support approvals
- Exercise delegated approval authority for lending terms, risk ratings, and renewals
- Lead new credit originations in collaboration with coverage teams and product partners
Key requirements- 5+ years corporate/commercial credit experience
- Strong accounting and corporate finance understanding
- Strong knowledge of legal credit agreements
- Familiarity with ancillary bank products (treasury, cash management, derivatives)
- Strong business writing skills
- Ability to coach junior teammates
- Collaboration
- Attention to detail
- Business acumen
- Analytical thinking
- Credit and risk assessment
- Financial analysis
