Overview In this role you will audit mortgage loan files to ensure regulatory, investor, and rating agency compliance. You will identify exceptions, validate data, and document findings to support accurate due diligence. You manage a pipeline of loan files and meet production standards under guidance from a Team Lead. You collaborate across teams, review incoming trailing documents and client rebuttals, and use Mavent for regulatory calculations. This position helps mitigate risk and ensure high-quality mortgage diligence in a fast-paced, collaborative environment.
Responsibilities- Ensure residential mortgage loan packages contain all necessary documentation for a complete assessment
- Gather regulatory compliance data elements from loan files for capture in the due diligence review system
- Submit loan data to Mavent to perform regulatory compliance calculations
- Review and address compliance exceptions and validate results by comparing inputs to documentation
- Validate all data discrepancies and note source documents and circumstances when commenting
- Work loan assignments per Team Lead/Business Analyst instructions
- Adhere to minimum production requirements as communicated by Team Lead
- Monitor communication channels for updates and requests from colleagues/Team Lead
Key requirements- 3+ years residential regulatory compliance experience
- Knowledge of TRID and RESPA LE/CD requirements
- Strong background in using computer programs to review mortgage loans
- Proficiency with Microsoft Office suite
- Ability to manage a pipeline of loan files
- Strong attention to detail
- Strong verbal and written communication skills
- strong verbal communication
- written communication
- attention to detail
- Mavent regulatory calculations
- due diligence review system
- Microsoft Office
