Sr. Product Specialist - Transaction Banking

In this role you will guide the enterprise architecture for transaction banking capabilities, collaborating with business, operations, product, and tech teams to translate strategy into scalable solutions. You'll ensure alignment with priorities like client experience, resilience, and cost efficiency while shaping migration paths from legacy to modular platforms. This position sits within Deloitte's AI & Engineering delivery model, focusing on client-facing architecture work without business development duties. You will influence cross-functional teams to deliver architecture that supports growth and regulatory compliance.

• Define and maintain the enterprise architecture roadmap for transaction banking capabilities across payments, cash management, trade finance, and securities services
• Partner with business, operations, product, and technology stakeholders to translate strategic objectives into scalable architecture solutions
• Ensure architecture supports client experience, straight-through processing, resilience, compliance, scalability, and cost efficiency
• Provide domain guidance across payment rails, liquidity and cash management services, trade lifecycle processes, and securities servicing functions
• Collaborate with solution architects and engineering teams to ensure implementation aligns with enterprise standards and target-state architecture
• Assess legacy environments and define pragmatic migration paths to modern, modular, and interoperable platforms
• Support risk, security, regulatory, and operational resilience requirements relevant to transaction banking ecosystems

• 7+ years of experience understanding architecture, solution design, or technology leadership within banking or financial services
• 7+ years of experience in product management within large-scale transaction banking or related financial services
• Experience with payments, check processing, bank accounts, liquidity management, collections, cash management
• Experience in transaction banking architecture including payments, cash management, trade services, and securities services
• Proven experience designing enterprise-scale architecture across applications, data, integration, and technology domains
• Strong understanding of banking architecture patterns, microservices, APIs, event-driven architecture, cloud platforms, and enterprise integration
• Experience with core banking/transaction banking platforms, payment hubs, trade finance systems, securities processing platforms, and related ecosystem vendors
• Limited immigration sponsorship may be available; ability to travel 10%

• influence senior stakeholders
• lead cross-functional architecture governance
• collaborative and communicative
• enterprise-scale architecture design
• microservices
• APIs