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Not Specified Permanent

Jersey City, New Jersey · USA job

Credit Underwriter I-Global Infrastructure Credit

Bank of America

Jersey City, New Jersey

Job description

Overview

In this role you will support credit underwriting and monitoring for new and existing clients within the Global Infrastructure Credit team. You will lead credit analysis, assess risks, and coach junior staff, helping drive prudent lending decisions. You will collaborate with Credit Officers, Relationship Management, and Risk teammates to structure and document transactions. This position offers exposure to project finance and infrastructure loans within a mission-driven bank known for responsible growth and inclusive culture.

Compensation / Benefits
  • industry-leading benefits
  • paid time off
  • discretionary incentive eligible
  • annual discretionary award
Responsibilities
  • Lead the credit analysis process with the support of analysts and associates
  • Collaborate with Credit Officers, Relationship Management, and Risk teams to understand structuring needs
  • Monitor operating performance and financial condition to identify issues/opportunities
  • Support financial modeling, loan structure, and related analyses for loan decisions
  • Review junior teammates' work to provide coaching and ensure compliance with laws and policy
  • Have credit approval for certain actions
  • Participate in loan structure discussions and documentation with internal/external legal partners
  • Perform due diligence on transaction structures, stress scenarios, financial models, and terms
  • Contribute to underwriting and documentation of project finance and other facilities
  • Input into key bank projects/initiatives
  • Review credit profiles of counterparties (borrowers, servicers, sponsors, off-takers)
Key requirements
  • 2 + years of experience in corporate or commercial credit activities
  • Strong financial modeling skills
  • Attention to Detail
  • Written Communications
  • Analytical Thinking
  • Financial Analysis
  • Underwriting
  • Credit Documentation

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