Overview In this role you will underwrite Lead Umbrella and Excess Liability accounts to support a nationwide producer base and a broad commercial audience. You will balance disciplined underwriting with growth through strong relationships and product promotion. You will work closely with agents, brokers, and internal partners to optimize coverage, pricing, and risk management. This position emphasizes collaboration, regulatory compliance, and market-driven strategy to drive profitable expansion.
Responsibilities- Lead underwriting of new and renewal Excess and Umbrella business in line with guidelines and profitability goals
- Analyze complex risk exposures to determine coverage, pricing, structure, and terms
- Manage renewals, endorsements, and policy modifications with opportunities for coverage enhancements and risk mitigation
- Gather and assess supplemental underwriting information (loss histories, Safer-SMS, external inspections, third-party data)
- Ensure accurate underwriting documentation and regulatory compliance
- Build and maintain partnerships with agents, brokers, claims, and internal stakeholders
- Clearly communicate underwriting strategies and risk considerations to internal and external partners
- Promote Excess and Umbrella products to drive profitable growth and participate in broker/agent meetings and events
- Evaluate market conditions and regulatory developments to identify strategic opportunities and product/marketing enhancements
- Lead or participate in marketing initiatives and adjust underwriting practices to improve outcomes
Key requirements- 6-10 years of casualty underwriting experience
- Prior Excess Liability and Commercial Umbrella underwriting experience
- Bachelor's Degree or equivalent experience
- Progress toward or completion of a professional insurance designation preferred
- Strong communication, negotiation, and relationship-building skills
- Willingness to travel overnight (more than 10% and less than 50%) to visit agents
- Ability to analyze risk, price, structure, and terms effectively
- relationship-building
- communication
- negotiation
- underwriting
- risk assessment
- pricing
