Overview In this role you will manage the profitability and credit quality of a loan portfolio while nurturing relationships with existing and prospective customers. You will cross-sell CoBank's financial services, analyze financial data for financing decisions, and guide credit analysis to support sustainable growth. You'll operate within a team focused on serving rural industries and helping customers achieve their strategic goals. This is an opportunity to impact profitability and risk management at a cooperative bank dedicated to rural America.
Compensation / Benefits- Time-off packages: vacation, sick days, holidays
- Hybrid work model
- Medical/Dental/Vision coverage
- 401(k) with matching and employer contribution
- Tuition reimbursement
- Volunteer/Community impact programs
Responsibilities- Manage day-to-day account relationships and meet with customers to understand their business needs
- Develop new business through calls to potential customers and cross-market CoBank products
- Contribute to financial data analysis for new or renewed financing arrangements
- Recommend loan terms and servicing actions within approved limits
- Maintain profitability and credit quality targets for the portfolio
- Provide guidance to credit analysis on financial background data for loans
- Support customers while minimizing losses and staying informed about industry trends
Key requirements- Bachelor
- 5 years of relevant experience in banking/finance or agriculture (preferred)
- Experience in relationship management and credit analysis
- Strong understanding of financial statements and loan servicing
- Relationship-building
- Analytical mindset
- Cross-functional collaboration
- Financial analysis
- Credit analysis
- Portfolio management
