P
Not Specified Permanent

Charlotte, North Carolina · USA job

Actuary & Director, Product and Pricing Risk, Workforce Benefits

Pacific Life Insurance Company

Charlotte, North Carolina

Job description

Overview

In this role you drive disciplined product and pricing decisions for Workforce Benefits, leading cross-product analytics, governance, risk monitoring, and pricing capability development. You translate business priorities into practical pricing frameworks and collaborate across product, underwriting, finance, and operations to influence strategy. You will build and lead a small team, delivering actionable insights to senior leadership. This position blends actuarial judgment with hands-on leadership to shape market-winning pricing in a digital-first benefits portfolio.

Compensation / Benefits
  • Medical, Dental, Vision
  • Wellbeing Reimbursement Account
  • Paid Time Off and Holidays
  • Paid Parental Leave and Adoption Assistance
  • Competitive 401k with company match
  • Flexible, inclusive culture
Responsibilities
  • Lead cross-product pricing and risk processes, tools, and reporting for consistent execution across Workforce Benefits products
  • Analyze new business and renewal results; adjust pricing approaches, profitability targets, and portfolio guardrails
  • Develop and maintain pricing tools, models, and reporting for Pricing and Underwriting (quoting tools, experience-rating support, quote monitoring, management reporting)
  • Build portfolio analytics linking growth, profitability, competitiveness, and risk; convert results into actionable insights
  • Coordinate assumption setting and documentation (expenses, interest rates, profitability metrics) with Finance, Pricing, and Product leadership
  • Establish monitoring standards, KPIs, thresholds, and escalation routines; analyze deviations with product-line leaders
  • Prepare decision-ready materials for governance forums; coordinate reviews and document actions
  • Provide actuarial and risk input on initiatives involving underwriting, reinsurance, external risk, and product capabilities
  • Lead experience studies and data-driven analyses; translate findings into recommendations
  • Support month-end and quarter-end financial/reserving activities through claims experience and risk driver analysis
  • Develop and mentor actuarial professionals and rotational analysts
Key requirements
  • 8+ years of progressive actuarial experience with an FSA designation
  • Deep experience in group product lines (Dental, Vision, Group Life, Short Term Disability, Long Term Disability, Supplemental Health, Leave and Absence Management)
  • Experience managing multiple initiatives, handling ambiguity, and adapting to change
  • Experience developing or implementing pricing analyses, assumptions, monitoring frameworks, or governance processes
  • Strong communication and collaboration skills with ability to influence across teams
  • Demonstrated leadership and interpersonal skills
  • Bachelor's degree is preferred, or demonstrated experience
  • collaboration
  • effective communication
  • leadership
  • pricing analytics
  • governance processes
  • assumption setting

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