Overview As a Senior Technical Underwriter at Bestow, you shape the underwriting logic for our instant decision platform and drive risk-aware product evolution. You will audit decisions, monitor metrics, and refine the carrier implementation framework in collaboration with cross-functional teams. This role combines deep underwriting expertise with data-driven improvement and AI-enabled productivity to accelerate value for insurers. You'll work in a fast-moving, remote-friendly setting that rewards independence and impact.
Compensation / Benefits- Competitive salary and equity
- flexible paid time off and parental leave
- 100% paid medical, dental, and vision
- lifestyle stipend
- remote work/flexible policy
- open to remote/office option in Dallas
Responsibilities- Enhance, monitor, and support underwriting logic and data within the instant decision underwriting platform
- Conduct audits to review decisions of third-party and internal underwriters
- Monitor underwriting metrics and data to identify opportunities and improvements
- Develop and iterate on carrier implementation framework
- Contribute to product feature evolution
Key requirements- 8+ years of production life insurance underwriting experience
- 1+ years experience with underwriting rules engines
- FALU, FLMI, or CLU preferred
- strong technical background with data analysis
- hands-on experience integrating/analyzing industry-standard data vendors
- experience conducting underwriting audits
- experience conducting User Acceptance Testing (UAT)
- understanding of the legal/compliance framework for life insurance and underwriting
- self-starter with independent work culture
- adaptable and willing to embrace change
- AI-Enabled Productivity: skilled in deploying modern AI utilities to automate repeatable administrative and analytical tasks
- self-starter
- adaptable
- independent work style
- data analysis
- underwriting rules engines
- integration with data vendors
